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The Ultimate Guide to Small-Business Loans

Successfully building a small business doesn’t require you to be an expert in small-business financing, but you should understand your options and choose the one best suited for your business needs. Our ultimate guide will help you do both.


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Bluevine vs. Fundbox 2023
Fundbox and Bluevine may both be alternative lenders offering lines of credit, but they have...
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Fundera vs. Lendio
Fundera and Lendio are two great lending marketplaces with a lot in common―including their ability...
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Kabbage vs. Fundera: How this Lender and Lending Marketplace Compare
Are Kabbage’s fast funds or Fundera’s many choices better for your business financing needs? Most...
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Square Capital vs. PayPal Working Capital vs. Stripe Capital
We break down what’s great about these payment processing lenders—and what’s not-so-great. In the past...

Business.org’s Business Loan Calculators

Does a small-business loan make sense for your business? Our loan calculator helps you identify the total cost of a small-business loan so you can make an informed decision.
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Business Loan Calculator
Applying for a small business loan? Calculate the true cost of your loan with Business.org’s...
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Commercial Loan Calculator
Let a commercial real estate loan calculator do the math on how much that loan...
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SBA Business Loan Calculator: Estimate Your SBA Term Loan Costs
Find out how much your SBA loan will cost you with our SBA business loan...

Financing Your Startup

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How to Get a Startup Business Loan
Lean how to get a startup business loan in 6 easy steps. Play Video Learning...
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Best Startup Business Line of Credit 2026
After looking at dozens of business lenders, we found the best ones that offer business...
6 Ways to Self-Finance Your Business
Even if you have a great business idea, it is unlikely to succeed without solid...
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Breaking Down Business Startup Costs: What to Expect
When starting a business, it can be tough to estimate all the costs. We researched...

Financing with Bad or No Credit

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Understanding Business Credit
If you’re unsure about how business credit works and what makes it different from personal...
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How to Build Business Credit: 5 Steps for Improving Your Business Credit Score
With a strong business credit profile, you can qualify for better business financing options. While...
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How Credit Scores Affect Small-Business Loans
Don’t know your FICO score? Learn it, then live it: Business.org navigates the numbers and...
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How to Finance Your Business with Bad Credit
A low personal credit score doesn't have to keep you from getting small-business funding. So...



Latest Small-Business Loan Resources

Want to get a business loan for your nonprofit? Business.org breaks down what you need...
Business.org explains how to protect yourself against business loan scams, common red flags to look...
Want to know the difference between angel investors and venture capitalists? Business.org explains how they...
Not sure if you should get your business funding from Kabbage or OnDeck? We explain what you need to know and why you might choose one over the other.
Want to crowdfund your business idea but not sure how? Learn the ins and outs of business crowdfunding with Business.org’s step-by-step guide to fundraising.
Partnership ideas to move your business forward with a focus on regional programming and initiatives that businesses can actually participate in.
How the US can achieve an equitable economic recovery: a plan for a national post COVID-19 economy from our conversation with Jobs for the Future.
Ready to get a business line of credit, but not sure where to start? Business.org explains how to apply for a line of credit and get the funding you need.
Heard you should use a small-business loan broker for your next loan? Business.org explains what business loan brokers are and why you might want one―or not.
What are online payday loans? And if you’re a small-business owner with bad credit, should you apply for one? Learn the pros and cons at Business.org.
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