11 Best Small Business Loans of 2020

Applications are live for SBA-backed Paycheck Protection Program (PPP) loans. Business owners who need help covering payroll and expenses during the COVID-19 pandemic now have $350 billion in potentially forgivable loans available to them. Get funding through an SBA-approved lender below, or apply here.

  • Best overall
    Lendio
    4.3 out of 5 overall
    SBA approved lender
    550 credit score required
    Apply NowLearn More
  • Best for larger loans
    BlueVine
    4.0 out of 5 overall
    SBA approved lender
    530 credit score required
    Apply NowLearn More
  • Best for low credit
    Fundbox
    3.6 out of 5 overall
    SBA approved lender
    500 credit score required
    Apply NowLearn More
  • Not funding PPP loans
    Kabbage
    3.1 out of 5 overall
    Not currently funding new customers
    No minimum required credit score
    See Other OptionsLearn More
  • Not funding PPP loans
    Funding Circle
    2.9 out of 5 overall
    Not currently funding new customers
    620 credit score required
    See Other OptionsLearn More
By Chloe Goodshore | June 15, 2020 14 min read
Our Approach
20 Brands considered
12 Features compared
30 Days of research
21 Business owners talked to
Last Updated: 1 month ago
Due to COVID-19 and all its effects, most small-business lenders―including those reviewed here―have temporarily stopped extending loans. Some have even called in existing lines of credit. As of right now, there’s no telling when lenders will resume normal operations. (Sorry, we know that’s probably not what you want to hear.)

Lendio, Bluevine, and Fundbox are all approved SBA lenders that can help you get funding through the Paycheck Protection Program.

Otherwise, we’ll keep an eye on the situation and update this page as soon as lenders start accepting loan applications again. When that time comes, we expect borrower requirements and interest rates to change, which could affect our rankings. We’ll keep you posted.
1 month ago
Due to COVID-19 and all its effects, most small-business lenders―including those reviewed here―have temporarily stopped extending loans. Some have even called in existing lines of credit. As of right now, there’s no telling when lenders will resume normal operations. (Sorry, we know that’s probably not what you want to hear.)

If you need a loan right away, Lendio and BlueVine are still accepting applications for Paycheck Protection Program (PPP) loans.

Otherwise, we’ll keep an eye on the situation and update this page as soon as lenders start accepting loan applications again. When that time comes, we expect borrower requirements and interest rates to change, which could affect our rankings. We’ll keep you posted.
Less than 6 months
Have you heard of the Paycheck Protection Program? This program is part of the recently passed $2.2 trillion stimulus package and is meant to provide relief for small businesses that need extra cash to cover payroll.

The program offers loans up to $10 million to small businesses. These loans are calculated using 250% of your average monthly payroll in 2019. The program is only being offered through SBA authorized lenders.

These loans are eligible to be forgiven if at least 75% of the funding is used to pay workers and if no worker is compensated above $100,000. It’s currently not clear if that maximum includes benefits. Those who can’t get the loan forgiven will have to pay it back in two years at a 0.5% interest rate after six months of interest deferment.

Applications open on Friday, April 3, and close on June 30. The application consists of a two-page form in addition to required documentation.

If you’re interested, be sure to apply at a Paycheck Protection Program authorized lender.
Less than 6 months
Is your business in an area affected by COVID-19? While we still recommend the loans below, you should know that you may qualify for special disaster loans from the U.S. Small Business Administration (SBA). If you do, you can get up to $2 million at a 3.75% rate. It probably won’t fix all your problems, but hopefully it can help. You can learn more and apply on the SBA website.
Less than 6 months
We updated our rankings with the latest data for loan requirements and rates. We also removed QuarterSpot from our rankings (it no longer offers loans, but we were going to remove it anyway based on our updated data). StreetShares has taken its place as an honorable mention.

If you’re in the market for a small-business loan, you’re in the right place.

With all the financing options out there, trying to compare business loans can feel overwhelming. You can borrow from traditional lenders (banks or credit unions) to get the best deals, or you can borrow from online lenders for lower loan qualifications. You can choose from term loans, lines of credit, invoice financing, microloans, and more. It’s a lot.

Which is why we’ve taken all those financing options and narrowed them down to the best small-business loans out there. In this roundup, we’ll tell you what makes these lenders great and help you decide which is the best fit for your business.

Ready to find your funding?

  • Lendio: Best overall
  • BlueVine: Best for larger cash flow loans
  • Fundbox: Best for low credit
  • Kabbage: Most convenient
  • Funding Circle: Best for P2P lending
  • Kiva: Best for microloans
  • Accion: Best startup business loans
  • OnDeck: Best for repeat borrowing
  • StreetShares: Best balance of rates/requirements
  • CanCapital: Best for MCAs
  • SmartBiz: Best for SBA loans
people talking around a table
Compare the top small business loan providers
CompanyLoan min./max.Lowest listed rate*Min. annual incomeMin. time in businessGet a loan
Lendio$1,000/$5 million6%$50,0006 mos.Apply Now
BlueVine$5,000/$5 million4.8%$100,0006 mos.Apply Now
Fundbox$1,000/$100,0004.66%$50,0003 mos.Apply Now
Kabbage$500/$250,0001.5 factor rate$50,0001 yr.Apply Now
Funding Circle$25,000/$500,0004.99%N/A2 yrs.Apply Now
Kiva$0/$10,0000%N/AN/AApply Now
OnDeck$5,000/$500,0009.99%$100,0001 yr.Apply Now
Accion$300/$250,0007%N/AN/AApply Now
StreetShares$2,000/$250,0007%$25,0001 yr.Apply Now
CanCapital$2,500/$250,00012.9%$150,0006 mos.Apply Now
SmartBiz$30,000/$5 million6.5%$50,0002 yrs.Apply Now
Data effective 01/29/20. At publishing time, loan amounts, rates, and requirements are current but are subject to change. Offers may not be available in all areas.
*Does not represent the typical rate for every borrower, and other fees may apply.

Lendio: Best overall for small business

Pros
  • Fast application
  • Wide variety of funding and lenders
  • Personalized guidance and expertise
Cons
  • High interest rates on some loans
  • Reports of hard credit inquiries

Lendio is the best business loan company for most businesses. That’s because Lendio is more like a loan matchmaker than a lender—which is great news for you. All you have to do is fill out a 15-minute online application, then Lendio will use your application to match you with the right loans and lenders for your business. Within 72 hours, it gives you a list of loans you qualify for; you can choose the best loan and finalize things.

Lendio partners with over 75 lenders (including some on this list), which improves your odds—not to mention your efficiency. Those lenders offer everything from short-term business loans to merchant cash advances to equipment financing to real estate loans.

Given its many options and personalized loan matchmaking, Lendio should be a no-brainer for just about any business.

Lendio
With just one application, Lendio’s loan marketplace can hook you up with tons of lenders and loans, making this matchmaker the best bet for most businesses.
Apply for a Loan

BlueVine: Best for larger cash flow loans

Pros
  • Simple, quick process
  • Low credit score requirements
  • Large loans available
Cons
  • Limited availability in some states
  • Potentially large fees

BlueVine has three different funding options available, including term loans, lines of credit, and invoice factoring. While all three are decent choices, it’s that last one that makes BlueVine stand out. In addition to having an easy-as-pie application, BlueVine offers invoice financing up to $5 million.

With invoice financing, your invoices act as collateral for your loan—and that collateral makes these loans easier to qualify for than other funding types (it also means that usually only B2B businesses qualify). And sure enough, BlueVine has relatively lax application requirements—just $100,000 in annual revenue, three months in business, and a 530 credit score.

Of course, you probably won’t qualify for that full $5 million with just the bare minimum qualifications, but BlueVine makes large loans more attainable.

BlueVine
Unlike other invoice financing companies on our list, BlueVine offers invoice factoring lines that go all the way up to $5 million, making it good for B2B businesses looking for large cash flow loans.
Apply for a Loan

Fundbox: Best for low credit

Pros
  • Automated application
  • Low approval requirements
  • Fast funding
Cons
  • Low maximum loan amounts
  • High APR

Fundbox offers lines of credit. And rather than make you fill out a detailed application, Fundbox connects with your banking account or your accounting software. If the automated algorithm likes what it sees, you’ll get approved within minutes.

In addition to being fast and convenient, Fundbox’s loan application is great for businesses that have low credit because Fundbox has one of the lowest minimum credit scores out there.

While Fundbox’s financing products aren’t the cheapest out there, their accessibility makes them a great option for businesses that can’t qualify for low-interest term loans.

Fundbox
Fundbox’s automated application has ultra-low credit requirements, allowing businesses without strong credit to benefit from its lines of credit.
Apply for a Loan

Kabbage: Most convenient

Pros
  • Multiple ways to access funding
  • Fast, automated approval process
  • No credit requirement
Cons
  • High rates and APR
  • Confusing fee structure

Kabbage offers only lines of credit. Much like Fundbox, Kabbage has an automated application that just requires you to connect Kabbage with your bank account—no credit score or tax documents required. In most cases, that means you can get a response to your application in mere minutes, making Kabbage a fast, convenient way to apply for funding.

But the convenient application is just the beginning. Once you’re approved, Kabbage lets you access your line of credit through PayPal, your bank account, or a physical card. With PayPal, you can access funding in minutes; the Kabbage Card (once you get it in the mail) gives you instantaneous access to your line of credit.

So while Kabbage has high rates, its convenience makes it good for business owners that need fast, accessible working capital.

Kabbage
Kabbage provides a convenient way to apply for and access a line of credit, making it worthwhile despite its high rates.
Apply for a Loan

Funding Circle: Best for peer-to-peer lending

Pros
  • Up-front cost and fee information
  • Low starting rates
  • Excellent customer service
Cons
  • Exclusive borrower preferences
  • Secured loans only

Funding Circle is a peer-to-peer (P2P) lender, so it’s technically connecting you to investors rather than lending directly to you. You probably won’t notice much of a difference as a borrower, since you’ll still apply, get funded, and make monthly payments through Funding Circle. Mostly, Funding Circle’s P2P model means that it offers great rates on term loans—if you can qualify.

Funding Circle has some of the stiffest application requirements of the lenders on this list (it insists on a full two years in business, for example), but it also has some of the lowest rates. Plus, Funding Circle is one of the few alternative lenders that lets you make monthly payments (rather than daily or weekly).

All that makes Funding Circle a good deal, if you can get it.

Funding Circle
If you have a healthy business and want low rates on P2P loans, Funding Circle might be the lender for you.
Apply for a Loan

Honorable mentions

Kiva: Best for microloans

Kiva exclusively offers microloans—in this case, loans under $10,000. A lot of small businesses will want a larger loan, which is why Kiva isn’t in our top five. But if you’re in the market for a little loan, then it’s hard to go wrong with Kiva—it offers an unbeatable 0% interest rate. The catch? There’s a lengthy funding process that requires you to get your family and friends to contribute to your loan before you crowdfund the rest.

Still, that 0% interest rate makes Kiva a worthy crowdfunding platform for anyone who needs a smaller loan (and can wait a while to get it).

Apply Now

OnDeck: Best for repeat borrowing

If you think you’ll be taking out several long- or short-term loans over the next few years, then take a good look at OnDeck. This lender offers incentives like lower rates and reduced fees to its repeat customers, which means you can get better deals the more you borrow. Fortunately, the vast majority of OnDeck’s customers have great things to say about the company, so you’re likely to have a good experience as you borrow.

Just keep in mind that OnDeck has higher application requirements than some of the other lenders on this list, so brand-new businesses should apply elsewhere.

Apply Now

Accion: Best for startup loans

Unlike most lenders, Accion wants to understand your business and what makes it unique. So while it definitely will look at your credit history and your annual revenue, Accion’s application process lets you make the case for why your business deserves funding. There are some caveats: Accion’s application takes longer than any of our top lending companies. And if you need a large loan, Accion might not be your best bet; while it offers loans up to $1 million, its loans tend to be closer to $15,000.

Still, if your startup needs a loan, Accion might be just the unique lender you want.

Apply Now

StreetShares: Best balance of requirements and rates

StreetShares doesn’t have the best rates or lowest requirements out there, but it might have the best combination of the two. StreetShares’s requirements include a fair credit score and just $25,000 in revenue, but it gives you the chance to qualify for rates as low as 7%—almost as good as what you can get from some traditional banks. (Of course, the stronger your application, the better the rates you can expect to actually get.)

So if you want to try for lower rates, despite not having a 10-year-old, $1 million revenue business, give StreetShares a look.

Apply Now

CanCapital: Best for merchant cash advances

If you’ve decided on a merchant cash advance (MCA), CanCapital is a good source for getting one. MCAs have some big disadvantages when compared to traditional term loans, like high rates and uncertain repayment terms. But they’re also a viable working capital option for businesses that have bad or no credit. And CanCapital, unlike many MCA companies, has great reviews—a 9.1 on Trustpilot and an A+ with the BBB.2,3

That makes CanCapital a good pick for businesses that need a merchant cash advance but want to avoid predatory lenders.

Apply Now

SmartBiz: Best for SBA loans

If you’re interested only in SBA loans, then give SmartBiz a try. It claims to simplify the SBA application process with its loan marketplace. Much like Lendio, SmartBiz delivers your one application to multiple lenders, matching you with your best options. But unlike other lending marketplaces, SmartBiz deals exclusively in SBA loans. That makes its application requirements stiffer, but it also means you can get super low rates.

If your business meets the qualifications for SBA loans, use SmartBiz to streamline your application process.

Apply Now

Other business loan companies

The list above represents our favorite lenders, but you have plenty more financing options where those came from. Here are more top small-business lenders you might want to consider.

Lending Club
Lending Club
Lending Club has competitive rates and doable application requirements—but it also has a lawsuit from the FTC over its deceptive lending practices. Proceed with caution.
Apply Now
Lendr
Lendr
Lendr has exclusively merchant cash advances. If you can qualify for other types of funding elsewhere, do that instead. But if you have poor credit, Lendr will probably fund you when other lenders won’t.
Apply Now
National Funding
National Funding
National Funding offers term loans and equipment financing. It boasts about its high approval rates—but speaking of rates, the interest rates at National Funding are nothing to write home about.
Apply Now
Square Capital
Square Capital
If you take payments with Square, you might get an offer for a Square Capital loan. These are basically merchant cash advances (complete with high APR), but Square customers might find them convenient.
Apply Now
PayPal Working Capital
PayPal Working Capital
Much like Square Capital, PayPal loans are just for businesses that take payments through PayPal. Again, the high APR makes them less than ideal, but PayPal customers may like the percentage-based repayment.
Apply Now
Stripe Capital
Stripe Capital
Stripe Capital is the new kid on the payment-processor-extending-loans block. If you use Stripe to process credit cards, it’s a convenient option—but high APRs make it an expensive one.
Apply Now
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FAQS about small-business loans

How do I choose the right business loan for my business?

To figure out which loan is best for you and your business, you need to compare things like types of loan, loan amounts, interest rates, fees, and repayment terms. You’ll want to figure out both what kind of loan you need as well as what kind of deals you can qualify for.

For example, if you’re making a big commercial real estate purchase, you’ll want a big real estate loan rather than a small line of credit—but the qualifications on the real estate loan might be stricter.

We’ve done a lot of the legwork for you with our rankings, but remember that lenders may not offer you the lowest rates or the biggest loan amounts. So before you accept a loan offer, make sure you understand the details of your offer. (This is one of the reasons we like Lendio: it lets you compare loan offers for your specific business.)

Want more help narrowing things down? We’ve got a guide to choosing a business loan.

What’s the difference between peer-to-peer and direct lending?

Direct lending means that you get your business loan directly from a financial institution, like banks or alternative lenders. With peer-to-peer lenders, on the other hand, your “lender” is really a platform that connects you with investors—and those are the people actually giving you money.

For more nitty-gritty details, you can take a look at our explanation of peer-to-peer lending.

Are there specific loans for women-owned businesses?

Not exactly; the same anti-discrimination laws that keep lenders from denying someone because she’s a woman also keep companies from approving someone because she’s a woman. That being said, there are small-business lending companies that have programs to help women access loans or that have loans that might work well for women business owners.

You can find out more in our guide to business loans for women.

Are there loans for veteran-owned businesses?

There used to be several loans specifically for veterans, but most of those programs have expired. But it’s not all bad news; there’s still several grants, franchising opportunities, and business programs for veterans—all of which we round up in our article on financing for veteran-owned businesses.

Can I apply for a personal loan to fund my business?

Sure, you can. In fact, some personal loan companies (like Prosper) advertise their personal loans for business use. But is it a good idea? Maybe. A personal loan won’t build business credit, which could make it harder to get business financing in the future. But if you can’t qualify for a business loan yet, you might find that a personal loan is better than nothing.

We can’t tell you what’s right for your business; we trust you to figure it out though.

Don't Make a Mistake That Costs You Your Funding
Apply confidently for a loan with our guide to finding the best for you.

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Small-Business Funding Growth in 2019

Small-business financing is about more than just funding a new project or covering a cost—every dollar an entrepreneur gets is an opportunity to help their business grow and succeed. And success for small businesses means success for the nation’s economy and growth in your local economy.

Since we at Business.org are all about businesses succeeding, we decided to look into the state of funding in 2019. We examined how the average loan size and number of funded loans changed in each state from 2018 to 2019.

map of the us showing how loan demand has changed in each state

The state of small-business financing

The numbers painted a sometimes surprising picture of small business in the United States.

We learned, for example, that Alaska and North Dakota had the highest average loan size in 2019 ($31,643 and $30,838, respectively), while South Dakota had the smallest (just $5,199). Some loan applicants will find those numbers surprising, given that lenders often offer business loans up into the millions of dollars. But 71% of businesses borrow $50,000 or less from alternative lenders,4 and most small businesses need only a few thousand dollars to grow.

We were also surprised by where businesses are getting approved for capital. The District of Columbia saw huge increases in the number of businesses funded, as did Wyoming and Vermont. So if you’re looking for the next economic powerhouse, those might be states to watch.

On the other hand, New Mexico, Oregon, and Nebraska were the only three states that took out fewer loans in 2019 than in 2018. We’ll be interested to see if the trend continues in 2020.

Methodology

We got our small-business lending data from Lendio. We drew on key indicators from Lendio’s SMB Economic Insights quarterly reports, including loan application data and loan funded data. All our data comes from Q3 2018 and Q3 2019.

Small-business funding by state

You can find out what small-business financing looks like in your state with the table below—whether funding is growing or shrinking and how much businesses are getting. And while you’ll need to apply for financing to find out what you personally qualify for, we hope these numbers give you a good starting point for setting your expectations.

For more details on the stats in your state, you can view Lendio’s quarterly reports by state.

Small-business loan demand across the US
StateAverage loan sizeLoan amount growthNumber funded growth
Alabama$ 8,499-37%35%
Alaska$ 31,643-28%15%
Arizona$ 18,53144%26%
Arkansas$ 12,1521%9%
California$ 16,56917%17%
Colorado$ 13,688-20%28%
Connecticut$ 16,732-16%97%
Delaware$ 7,3546%68%
District of Columbia$ 24,622111%329%
Florida$ 15,31128%20%
Georgia$ 13,39413%8%
Hawaii$ 15,8213%36%
Idaho$ 21,88995%55%
Illinois$ 13,41833%14%
Indiana$ 12,015-11%13%
Iowa$ 8,314-6%60%
Kansas$ 15,948-22%33%
Kentucky$ 13,780-3%73%
Louisiana$ 12,431-24%16%
Maine$ 14,77671%17%
Maryland$ 17,47913%47%
Massachusetts$ 10,818-5%38%
Michigan$ 19,15744%19%
Minnesota$ 15,630-3%20%
Mississippi $ 14,97411%63%
Missouri$ 14,807-17%95%
Montana$ 11,952-36%45%
Nebraska$ 21,664-5%-32%
Nevada$ 20,36635%18%
New Hampshire$ 18,37112%36%
New Jersey$ 13,42821%11%
New Mexico$ 19,08044%-10%
New York$ 14,240-4%72%
North Carolina$ 14,2298%45%
North Dakota$ 30,838132%33%
Ohio$ 14,55411%40%
Oklahoma$ 16,19144%44%
Oregon$ 17,83980%-17%
Pennsylvania$ 12,42912%51%
Rhode Island$ 14,3553%11%
South Carolina$ 17,24118%27%
South Dakota$ 5,199-11%0%
Tennessee$ 13,562-14%33%
Texas$ 17,71322%18%
Utah$ 16,647-26%40%
Vermont$ 13,430-37%113%
Virginia$ 12,92624%8%
Washington$ 17,17234%16%
West Virginia$ 21,21536%108%
Wisconsin$ 16,77757%13%
Wyoming$ 23,37866%200%

The takeaway

We recommend Lendio as the best small-business loan company for most businesses, thanks to its plentiful options and personalized matchmaking. But ultimately, you know your company best. With our ranking of the best small-business loans, you can find the lender and loan that fits your unique needs—and use that newfound working capital to grow your business.

Ready to apply? Check out our guides to understanding loan rates and avoiding common business loan mistakes.

Disclaimer

At Business.org, our research is meant to offer general product and service recommendations. We don’t guarantee that our suggestions will work best for each individual or business, so consider your unique needs when choosing products and services.

Sources

    1. U.S. Small Business Administration, “Dissecting Access to Capital”
    2. Trustpilot, “CAN Capital“
    3. Better Business Bureau, “CAN Capital, Inc.“
    4. NDP Analytics, “The Economic Benefits of Online Lending to Small Businesses and the U.S. Economy”
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    Details

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  • robertcawford

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  • robertcawford

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    Best Regards
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  • Williams Robert

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  • Edge Capital

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  • Mac Roggers

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  • pedrohills234

    I AM HERE TO SHARE A TESTIMONY!!! OF MY LOAN OFFER

    Hello every body, I am Mr Frank ,currently living in usa ,I am a married man at the moment with two kids and i was stuck in a financial situation by august 2012 and

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    banks declined my credit. But as God would have it, i was introduced to a woman of God a private loan lender by a friend named Mrs Omi Jame and i got a loan sum of

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  • mark hilliot

    Hello Every One,My Name is Mrs Rozline james,, i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bills for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender MR Mark Hilliot,who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $70,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender MR Mark and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via Email (markhilliotloanfirm@gmail.com,and i want you all to pray for this man for me because he has done alot in my life,and put a smile on the face of my family
    my god will continue to bless you in jesus name [Amen]

    THANKS

  • Ramsey Mike

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  • Anatoly Vyacheslav

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  • Robert Smith

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  • Ramsey Mike

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  • barrett bookey

    Hello, I want to thank Mr BARRETT for giving me a loan. After being deceived by many fake lenders, I found a good testimony of the BARRETT LOAN COMPANY online, and I was granted a loan by Mr. BARRETT. If you need an urgent loan of any value today, contact him with email:barrettloancompany@gmail,com
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  • Pliscott

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    Mrs Jackie Bicknell

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  • Robert Smith

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  • Mr Kelly Smith

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  • freddie

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  • mr lillian

    I FEEL LIKE CRYING AS I SHARE THIS TESTIMONY OF MINE Call me Mrs Lilian …People of God i was recently laid off from a great job that was giving me food and shelter due to our bad economy . I registered on several job hunting sites and got busy finding another job. I came across several jobs but they didn’t …i then resolute to getting a loan on line to pursue my long business dreams since i was having about $10,000 left from my savings and the entire cost for my business to kick off was billed at $50,000 which means that i needed $40,000 more to start this and i thought that going on line would be better since most of them pose to grant loans at cheapest rate of %1 percent or less but i never realized that i was only digging my financial grave , low and behold i got brainwashed , deceived and even spell bound to sending all my left $10,000 to them for several fees , Omg , that was so heavy for me then because my family could barely feed trice delay after that incidence as we all grew lean and sickly . but i didn’t give up as i knew that the worse thing that can happen to someone is to allow their dreams shattered due to a past failure , i told my lawyer and he advice specifically that there is a United State on line based loan agency in the name of Mrs Kathy Marcus loan as they are currently offering loans now without any fear or problems simply because about 2 clients that he knows got loan from that firm as it is owned by a pastor , after hearing all this i prayed to God for his leading and also followed my lawyer’s advice in which i applied but God actually showed his face as this God sent on line loan agency granted me this loan funds within 48 hours without any form of problems or stories after i meant with their terms and conditions.indeed at an interest rate of 2%.5 percent , ya all can go talk to them using these mrskathymarcusloan@gmail.com or mrskathymarcusloan@gmail.com , God bless you all for taking out time to read my message to the world

  • mr lillian

    I FEEL LIKE CRYING AS I SHARE THIS TESTIMONY OF MINE Call me mrs lilian…People of God i was recently laid off from a great job that was giving me food and shelter due to our bad economy . I registered on several job hunting sites and got busy finding another job. I came across several jobs but they didn’t …i then resolute to getting a loan on line to pursue my long business dreams since i was having about $10,000 left from my savings and the entire cost for my business to kick off was billed at $50,000 which means that i needed $40,000 more to start this and i thought that going on line would be better since most of them pose to grant loans at cheapest rate of %1 percent or less but i never realized that i was only digging my financial grave , low and behold i got brainwashed , deceived and even spell bound to sending all my left $10,000 to them for several fees , Omg , that was so heavy for me then because my family could barely feed trice delay after that incidence as we all grew lean and sickly . but i didn’t give up as i knew that the worse thing that can happen to someone is to allow their dreams shattered due to a past failure , i told my lawyer and he advice specifically that there is a United State on line based loan agency in the name of Mrs Kathy Marcus loan as they are currently offering loans now without any fear or problems simply because about 2 clients that he knows got loan from that firm as it is owned by a pastor , after hearing all this i prayed to God for his leading and also followed my lawyer’s advice in which i applied but God actually showed his face as this God sent on line loan agency granted me this loan funds within 48 hours without any form of problems or stories after i meant with their terms and conditions.indeed at an interest rate of 2%.5 percent , ya all can go talk to them using these mrskathymarcusloan@gmail.com or mrskathymarcusloan@gmail.com , God bless you all for taking out time to read my message to the world

  • John Brandon

    loan offer

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  • mr lillian

    My Testimony
    My Testimony Hello everyone. Am here to testify how I got my loan from Mrs Kathy Marcus after I applied several times from various loan lenders who promised to help but they never gave me the loan. Until a friend of mine introduced me to Mrs Kathy Marcus, promised to help me and indeed he did as he promised without any form of delay.I never thought there are still reliable loan lenders until I met Mrs Kathy Marcus, who indeed helped me with the loan and changed my belief. I don’t know if you are in any way in need of a genuine and urgent loan, Be free to contact Mrs Kathy Marcus via his email: mrskathymarcusloan@gmail.com thank you. { I WISH YOU ALL THE BEST FRIENDS } whatsapp number +2347054673796

  • mrs lillian

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  • Garrett Wilson

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  • mrs lillian

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    get any kind of loan you need today, thank you, as you read