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The Ultimate Guide to Small-Business Loans

Successfully building a small business doesn’t require you to be an expert in small-business financing, but you should understand your options and choose the one best suited for your business needs. Our ultimate guide will help you do both.


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Bluevine vs. Fundbox 2023
Fundbox and Bluevine may both be alternative lenders offering lines of credit, but they have...
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Fundera vs. Lendio
Fundera and Lendio are two great lending marketplaces with a lot in common―including their ability...
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Kabbage vs. Fundera: How this Lender and Lending Marketplace Compare
Are Kabbage’s fast funds or Fundera’s many choices better for your business financing needs? Most...
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Square Capital vs. PayPal Working Capital vs. Stripe Capital
We break down what’s great about these payment processing lenders—and what’s not-so-great. In the past...

Business.org’s Business Loan Calculators

Does a small-business loan make sense for your business? Our loan calculator helps you identify the total cost of a small-business loan so you can make an informed decision.
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Business Loan Calculator
Applying for a small business loan? Calculate the true cost of your loan with Business.org’s...
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Commercial Loan Calculator
Let a commercial real estate loan calculator do the math on how much that loan...
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SBA Business Loan Calculator: Estimate Your SBA Term Loan Costs
Find out how much your SBA loan will cost you with our SBA business loan...

Financing Your Startup

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How to Get a Startup Business Loan
Lean how to get a startup business loan in 6 easy steps. Play Video Learning...
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Best Startup Business Line of Credit 2026
After looking at dozens of business lenders, we found the best ones that offer business...
6 Ways to Self-Finance Your Business
Even if you have a great business idea, it is unlikely to succeed without solid...
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Breaking Down Business Startup Costs: What to Expect
When starting a business, it can be tough to estimate all the costs. We researched...

Financing with Bad or No Credit

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Understanding Business Credit
If you’re unsure about how business credit works and what makes it different from personal...
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How to Build Business Credit: 5 Steps for Improving Your Business Credit Score
With a strong business credit profile, you can qualify for better business financing options. While...
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How Credit Scores Affect Small-Business Loans
Don’t know your FICO score? Learn it, then live it: Business.org navigates the numbers and...
small business owner with bad credit
How to Finance Your Business with Bad Credit
A low personal credit score doesn't have to keep you from getting small-business funding. So...



Latest Small-Business Loan Resources

To see how much interest you'll really accrue, you need to calculate the effective interest....
Microloans are designed to help small businesses. Your business can get up to $13,000 right...
Many small businesses need access to capital and apply for SBA loans. Business.org goes over...
Financing is crucial during the early stages of opening a business. But that’s also when it’s hardest to secure a loan.
We have the details on getting a real estate loan so your business can buy commercial real estate or repair the property you already have.
Applying for a business loan is easier than ever, thanks to online applications. Business.org walks you through the application process.
Need money to launch or grow your woman-owned business? Business.org has the top tips you need to know.
A personal guarantee allows your small business to leverage personal assets to obtain financing—even with a poor credit score. Learn more at Business.org.
Loans are a good option if you’re low on capital. Learn how to avoid common mistakes when getting a business loan with these tips from Business.org.
The Federal Reserve is raising interest rates to lower inflation. Don't let rising rates slow down your business.
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