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The Ultimate Guide to Small-Business Loans

Successfully building a small business doesn’t require you to be an expert in small-business financing, but you should understand your options and choose the one best suited for your business needs. Our ultimate guide will help you do both.


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Compare Top Loan Options

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Bluevine vs. Fundbox 2023
Fundbox and Bluevine may both be alternative lenders offering lines of credit, but they have...
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Fundera vs. Lendio
Fundera and Lendio are two great lending marketplaces with a lot in common―including their ability...
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Kabbage vs. Fundera: How this Lender and Lending Marketplace Compare
Are Kabbage’s fast funds or Fundera’s many choices better for your business financing needs? Most...
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Square Capital vs. PayPal Working Capital vs. Stripe Capital
We break down what’s great about these payment processing lenders—and what’s not-so-great. In the past...

Business.org’s Business Loan Calculators

Does a small-business loan make sense for your business? Our loan calculator helps you identify the total cost of a small-business loan so you can make an informed decision.
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Business Loan Calculator
Applying for a small business loan? Calculate the true cost of your loan with Business.org’s...
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Commercial Loan Calculator
Let a commercial real estate loan calculator do the math on how much that loan...
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SBA Business Loan Calculator: Estimate Your SBA Term Loan Costs
Find out how much your SBA loan will cost you with our SBA business loan...

Financing Your Startup

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How to Get a Startup Business Loan
Lean how to get a startup business loan in 6 easy steps. Play Video Learning...
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Best Startup Business Line of Credit 2026
After looking at dozens of business lenders, we found the best ones that offer business...
6 Ways to Self-Finance Your Business
Even if you have a great business idea, it is unlikely to succeed without solid...
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Breaking Down Business Startup Costs: What to Expect
When starting a business, it can be tough to estimate all the costs. We researched...

Financing with Bad or No Credit

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Understanding Business Credit
If you’re unsure about how business credit works and what makes it different from personal...
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How to Build Business Credit: 5 Steps for Improving Your Business Credit Score
With a strong business credit profile, you can qualify for better business financing options. While...
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How Credit Scores Affect Small-Business Loans
Don’t know your FICO score? Learn it, then live it: Business.org navigates the numbers and...
small business owner with bad credit
How to Finance Your Business with Bad Credit
A low personal credit score doesn't have to keep you from getting small-business funding. So...



Latest Small-Business Loan Resources

A PayPal Working Capital loan sounds convenient and easy. But it might not be quite...
Getting a loan can be a tricky process. Hear from small-business owners about what they...
PayPal Loan Builder has low revenue requirements. But is its flat fee structure worth the...
Not sure if you need a term loan or a line of credit? An SBA loan or invoice factoring? Business.org explains how to find the right business loan for you.
Do you have questions about cash flow loans? Business.org explores the best cash flow loan options for small businesses.
Getting funding can be one of the largest obstacles for businesses. Learn the pros and cons of microloans for your next business venture from Business.org.
Need to purchase equipment for your business? Business.org walks you through the financing process so you can find, apply for, and use an equipment loan.
Term loans and lines of credit could help your business get the capital it needs. Learn more about which one is right for you at Business.org.
Whether a lien has been filed on your property or you’re the one doing the filing, you need to understand your lien. Business.org explains all about liens.
If you have bad credit, an aversion to banks, or an itch to invest, peer-to-peer lending is a growing platform you can’t afford to sleep on.
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