BlueVine doesn’t just have our favorite free business checking account―it offers the best business checking account, period. (Not bad for a bank that launched in 2020.)
So what makes BlueVine’s checking account so great? Well, first of all, it’s everything a free checking account should be. You don’t have to pay a monthly fee, transaction fees, ATM fees, or non-sufficient fund fees. You don’t have to make a minimum opening deposit to get an account. In other words, it’s really, really free.
In fact, one of the only fees you need to worry about is a cash deposit fee. Because unlike many online banks, BlueVine makes it easy to deposit cash. Just visit a Green Dot location (often found in Walmart, Walgreens, and other stores) and pay a low $4.95 fee to make your deposit.
Of course, the real reason we love BlueVine banking is that its checking account earns interest. Not just a little bit of interest, either―BlueVine offers a 1% interest rate on account balances under $100,000. So not only do you not pay for your BlueVine checking account, you actually get paid to use it.
Oh, and don’t forget that BlueVine has excellent customer reviews too. Sounds like the whole enchilada, right?
Put simply, BlueVine offers an all-around great checking account for businesses―and it happens to be free.