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Finance for Small Business

Accounting, banking, credit cards, loans, and taxes. All things business finance, all in one place.

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Learn about generally accepted accounting principles (GAAP). Business.org covers the definition of GAAP and key...
Most small business owners can choose between two different accounting methods: cash and accrual. Business.org...
A cash flow statement breaks down how much money you spent and earned over a...
Small businesses need to plan their cash reserves carefully. Here’s how much your business should have on hand, and how to start saving.
Microloans are available in smaller amounts — often up to $50,000 — with shorter terms, lower rates and more support than traditional business loans.
See the minimum credit scores required to qualify for business loans with good terms and learn how your credit score affects your ability to get financing.
Do you want to accept credit cards? Are you looking for better processing rates? Our experts recommend the best brands in the business.
OnPay’s affordable payroll plan comes with free payroll setup. Read Business.org’s OnPay review to see if it’s a good fit for your small business.
Wave Payroll starts at $20 in self-service states and $35 in tax-service states. Is Wave right for you? Find out with Business.org’s review.
Square Payroll starts at $35 a month plus $5 per contractor with automatic tax filing. If you only pay contractors, Square doesn’t have a monthly base fee.
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