As you can see, Credit Sesame offers quite a bit―some of the features more exciting than others. But do its users think Credit Sesame is actually worthwhile?
For the most part, they do. Credit Sesame has a 4.1 (out of 5) on Trustpilot, with over 2,000 reviews.1
Clearly, there are lots of positive Credit Sesame reviews. People like that it offers free credit monitoring, and they say Credit Sesame helped them improve their credit and meet their financial goals (like getting approved for better credit cards). Plus, people say it’s easy to use.
On the negative side, people complain that after signing up, they got bombarded with credit card and loan offers. Some users also say that Credit Sesame doesn’t update your score often enough (again, with the free plan, you only get monthly score updates).
Perhaps most importantly, we saw complaints that Credit Sesame’s credit score didn’t match the credit score a lender used―just like we discussed earlier. In fact, one person said their Credit Sesame score was 40 points higher than the score their lender used. That meant they got rejected for a loan they thought they qualified for.
Put simply, you need to understand how Credit Sesame actually works (which is why we warned you about that upfront). But as long as you do, Credit Sesame reviews show that you should have a good experience with its service.