Helcim has competitive processing rates, no monthly fee, and a pricing structure that scales with sales volume. It’s safe to say that almost any business will save money processing with Helcim. It’s legitimately impressive how cheap its processing costs actually are.
Additionally, Helcim has a number of point-of-sale features and online web tools that make managing your inventory easier and help you sell your wares online. Best of all, many of its online processing services are designed for business owners who don’t have any programming experience.
With competitive rates and features that help small-business owners modernize their processing practices, it’s easy to recommend Helcim to most small-business owners.
There are two parts of Helcim’s package that may be a deal-breaker for you: its monthly fee and lack of some point-of-sale features.
Firstly, monthly fees are a deterrent for businesses that are brand new to processing. If you’re unsure about hitting a consistent sales volume every month, it’s hard to justify paying a monthly fee for a service that works for you only part of the time.
But that may not actually be a total deal-breaker because Helcim will waive the $20 monthly fee for the first six months of processing if you ask for it. And there are no cancellation fees with Helcim. So, you have six months to get your processing volume where you want it before those monthly fees hit.
Secondly, if you’re looking for restaurant management tools or detailed rewards programs, you’re out of luck. As far as our research is concerned, Helcim has neither of these features.
So if you don’t have consistent sales volume or if you need a customer rewards program or restaurant point-of-sale features, you may want to check out a processor like Square that offers a more comprehensive point-of-sale system without any monthly fees.